MOVEWORTH

Benchmark relocation brief

Oslo to Stockholm

On a benchmark software-engineer offer, moving from Oslo to Stockholm costs $1.5K in net worth over 10 years after real taxes and cost of living, breaking even in year 1. The crossover salary — where this move flips to winning — is $97.9K in Stockholm.

Route

Current city

Oslo, Norway

Destination

Stockholm, Sweden

Page URL: /compare/oslo-to-stockholm

Benchmark verdict

The benchmark needs scrutiny.

-$1.5K over 10 years

Salary benchmark

$95k to $92k

-3% vs current city

Cost index

152 to 138

-9% vs current city

Break-even

Year 1

Within 10-year benchmark horizon

Salary gap

$5.9K

More needed in Stockholm to break even

Net worth benchmark

Oslo

$2K

Stockholm

$124

Assumptions, sources, currency

Estimates, not financial advice

currency USDsalary basis grosssalary $95k -> $92kspend/mo $6k -> $6ksavings rate 25%return 7%/yrraises 3%/yrhorizon 10 yrtax(est) 35% -> 40%take-home $62k -> $55k

Your inputs

Salary, monthly spend, net worth, raises, savings rate, return, and horizon.

Currency model

All money values you enter are treated as USD. Tax lookups convert to each tax table's anchor currency using an ECB reference-rate snapshot (as of 2026-07-02).

Salary basis

Salaries are annual gross pay; take-home is estimated per city (see Tax model).

Salary benchmarks

Oslo: MoveWorth curated benchmarks (USD equivalent) (estimated). Stockholm: MoveWorth curated benchmarks (USD equivalent) (estimated). Snapshot refreshed 2026-07-03.

Cost-of-living index

Oslo: MoveWorth curated index (city-core costs, US avg = 100). Stockholm: MoveWorth curated index (city-core costs, US avg = 100). 100 = US average.

Rent baseline

US rent baselines in the Money section prefer the actual measured median (Census ACS 5-Year, table B25031, https://api.census.gov/data/2024/acs/acs5/groups/B25031.html) by bedroom for the city's metro area, falling back to official HUD Fair Market Rents (FY2026, Oct. 1, 2025 to Sept. 30, 2026, https://www.huduser.gov/portal/datasets/fmr.html) where ACS has no data for that city or bedroom size. Non-US rent remains unconnected in v1.

Tax model

Estimated income tax + employee social contributions. US cities use 2025 federal brackets + state + FICA; UK cities use real PolicyEngine income tax + National Insurance (Scotland's separate bands included); elsewhere an OECD-anchored effective rate. Oslo 35%, Stockholm 40%. Household: single. Estimate, not a filing model.

Financial math

Compounded net worth from after-tax savings and expected annual returns.

Uncertainty band

The break-even chart's shaded band reruns your numbers ~300 times, nudging investment return, raises, and cost-of-living growth within typical historical swings. It shows a plausible range, not a guarantee, and is seeded from your inputs so it won't change on reload.

Culture & wellbeing

Life expectancy (World Bank) and life satisfaction (Our World in Data) are live, official per-country figures. Languages, English proficiency band, and marriage-equality status are hand-compiled reference facts, not a live feed — verify before relying on them for a legal decision.

Open-Meteo

Live current conditions, 7-day forecast, and current air quality (PM2.5, US AQI) for both city coordinates.

Live city signals

Open-Meteo, weather + air quality

Oslo

Stockholm

City comparison

RoleOsloStockholm
Software Engineer$95K$92K
Product Manager$102K$98K
Data Scientist$92K$88K
UX Designer$84K$80K
Marketing Manager$80K$76K
Financial Analyst$90K$82K

* Salaries are USD equivalents for mid-senior professionals. Local currency compensation may differ.

Cost of living index?

Current
152
New city
138

Stockholm is approximately 9% cheaper than Oslo.

Oslo — industries

· Oil & Gas (Equinor)· Maritime· Tech· Clean Energy· Finance

Stockholm — industries

· Tech (Spotify, Klarna, King)· Gaming· Clean Energy· Engineering· Finance

Oslo — lifestyle

· World's highest standard of living· Extremely expensive prices· Spectacular nature access· Generous benefits and social safety net

Stockholm — lifestyle

· Excellent work-life balance· Generous parental leave· Very high taxes (but great benefits)· Beautiful summers, dark winters

Run the real decision

The benchmark is only a map. Use your actual offer, spend, household, and risk profile.

Common questions

Is moving from Oslo to Stockholm worth it financially?

On a benchmark software-engineer offer, moving from Oslo to Stockholm costs about $1.5K in net worth over 10 years, despite breaking even in year 1. A stronger offer or lower spending can flip this — run the simulation with your real numbers.

What salary do I need in Stockholm to make the move break even?

About $97.9K — roughly $5.9K more than the current Stockholm benchmark offer of $92.0K.

How does the cost of living in Stockholm compare to Oslo?

Stockholm indexes at 138 vs Oslo at 152 (US average = 100), so day-to-day costs are about 9% lower.

How do software engineer salaries compare between Oslo and Stockholm?

Benchmark software-engineer pay is $92.0K in Stockholm vs $95.0K in Oslo (USD-equivalent, sourced market medians — see the sources section for provenance).