MOVEWORTH

Benchmark relocation brief

Lisbon to Berlin

On a benchmark software-engineer offer, moving from Lisbon to Berlin adds $16.8K in net worth over 10 years after real taxes and cost of living, breaking even in year 1. On this spend profile it comes out ahead at any Berlin salary.

Route

Current city

Lisbon, Portugal

Destination

Berlin, Germany

Page URL: /compare/lisbon-to-berlin

Benchmark verdict

The route clears the benchmark.

+$16.8K over 10 years

Salary benchmark

$52k to $85k

+63% vs current city

Cost index

98 to 105

+7% vs current city

Break-even

Year 1

Within 10-year benchmark horizon

Salary gap

Cleared

Benchmark offer clears break-even salary

Net worth benchmark

Lisbon

$0

Berlin

$17K

Assumptions, sources, currency

Estimates, not financial advice

currency USDsalary basis grosssalary $52k -> $85kspend/mo $4k -> $4ksavings rate 25%return 7%/yrraises 3%/yrhorizon 10 yrtax(est) 34% -> 41%take-home $34k -> $50k

Your inputs

Salary, monthly spend, net worth, raises, savings rate, return, and horizon.

Currency model

All money values you enter are treated as USD. Tax lookups convert to each tax table's anchor currency using an ECB reference-rate snapshot (as of 2026-07-02).

Salary basis

Salaries are annual gross pay; take-home is estimated per city (see Tax model).

Salary benchmarks

Lisbon: MoveWorth curated benchmarks (USD equivalent) (estimated). Berlin: MoveWorth curated benchmarks (USD equivalent) (estimated). Snapshot refreshed 2026-07-03.

Cost-of-living index

Lisbon: MoveWorth curated index (city-core costs, US avg = 100). Berlin: MoveWorth curated index (city-core costs, US avg = 100). 100 = US average.

Rent baseline

US rent baselines in the Money section prefer the actual measured median (Census ACS 5-Year, table B25031, https://api.census.gov/data/2024/acs/acs5/groups/B25031.html) by bedroom for the city's metro area, falling back to official HUD Fair Market Rents (FY2026, Oct. 1, 2025 to Sept. 30, 2026, https://www.huduser.gov/portal/datasets/fmr.html) where ACS has no data for that city or bedroom size. Non-US rent remains unconnected in v1.

Tax model

Estimated income tax + employee social contributions. US cities use 2025 federal brackets + state + FICA; UK cities use real PolicyEngine income tax + National Insurance (Scotland's separate bands included); elsewhere an OECD-anchored effective rate. Lisbon 34%, Berlin 41%. Household: single. Estimate, not a filing model.

Financial math

Compounded net worth from after-tax savings and expected annual returns.

Uncertainty band

The break-even chart's shaded band reruns your numbers ~300 times, nudging investment return, raises, and cost-of-living growth within typical historical swings. It shows a plausible range, not a guarantee, and is seeded from your inputs so it won't change on reload.

Culture & wellbeing

Life expectancy (World Bank) and life satisfaction (Our World in Data) are live, official per-country figures. Languages, English proficiency band, and marriage-equality status are hand-compiled reference facts, not a live feed — verify before relying on them for a legal decision.

Open-Meteo

Live current conditions, 7-day forecast, and current air quality (PM2.5, US AQI) for both city coordinates.

Live city signals

Open-Meteo, weather + air quality

Lisbon

Berlin

City comparison

RoleLisbonBerlin
Software Engineer$52K$85K
Product Manager$56K$92K
Data Scientist$50K$82K
UX Designer$45K$74K
Marketing Manager$42K$70K
Financial Analyst$48K$78K

* Salaries are USD equivalents for mid-senior professionals. Local currency compensation may differ.

Cost of living index?

Current
98
New city
105

Berlin is approximately 7% more expensive than Lisbon.

Lisbon — industries

· Tourism· Tech (growing startup scene)· Fintech· Sustainability· Real Estate

Berlin — industries

· Startups· E-commerce· Fintech· Music / Creative· Gaming

Lisbon — lifestyle

· Affordable EU capital with incredible weather· Stunning historic city· Housing costs rising fast· Popular digital nomad destination

Berlin — lifestyle

· Vibrant arts and club scene· Affordable vs other EU capitals· International and English-friendly· Work-life balance culture

Run the real decision

The benchmark is only a map. Use your actual offer, spend, household, and risk profile.

Common questions

Is moving from Lisbon to Berlin worth it financially?

On a benchmark software-engineer offer, moving from Lisbon to Berlin adds about $16.8K to net worth over 10 years, breaking even in year 1. Your own salary, spending, and household can flip this — run the simulation with your real numbers.

What salary do I need in Berlin to make the move break even?

On this spend profile the move comes out ahead at any Berlin salary.

How does the cost of living in Berlin compare to Lisbon?

Berlin indexes at 105 vs Lisbon at 98 (US average = 100), so day-to-day costs are about 7% higher.

How do software engineer salaries compare between Lisbon and Berlin?

Benchmark software-engineer pay is $85.0K in Berlin vs $52.0K in Lisbon (USD-equivalent, sourced market medians — see the sources section for provenance).