MOVEWORTH

Benchmark relocation brief

Dublin to Amsterdam

On a benchmark software-engineer offer, moving from Dublin to Amsterdam adds $1.0K in net worth over 10 years after real taxes and cost of living, breaking even in year 1. The move stays ahead down to about $96.5K in Amsterdam — the benchmark offer has $1.5K of headroom.

Route

Current city

Dublin, Ireland

Destination

Amsterdam, Netherlands

Page URL: /compare/dublin-to-amsterdam

Benchmark verdict

The route clears the benchmark.

+$1.0K over 10 years

Salary benchmark

$108k to $98k

-9% vs current city

Cost index

158 to 142

-10% vs current city

Break-even

Year 1

Within 10-year benchmark horizon

Salary gap

Cleared

Benchmark offer clears break-even salary

Net worth benchmark

Dublin

$3K

Amsterdam

$4K

Assumptions, sources, currency

Estimates, not financial advice

currency USDsalary basis grosssalary $108k -> $98kspend/mo $6k -> $6ksavings rate 25%return 7%/yrraises 3%/yrhorizon 10 yrtax(est) 40% -> 40%take-home $65k -> $59k

Your inputs

Salary, monthly spend, net worth, raises, savings rate, return, and horizon.

Currency model

All money values you enter are treated as USD. Tax lookups convert to each tax table's anchor currency using an ECB reference-rate snapshot (as of 2026-07-02).

Salary basis

Salaries are annual gross pay; take-home is estimated per city (see Tax model).

Salary benchmarks

Dublin: MoveWorth curated benchmarks (USD equivalent) (estimated). Amsterdam: MoveWorth curated benchmarks (USD equivalent) (estimated). Snapshot refreshed 2026-07-03.

Cost-of-living index

Dublin: MoveWorth curated index (city-core costs, US avg = 100). Amsterdam: MoveWorth curated index (city-core costs, US avg = 100). 100 = US average.

Rent baseline

US rent baselines in the Money section prefer the actual measured median (Census ACS 5-Year, table B25031, https://api.census.gov/data/2024/acs/acs5/groups/B25031.html) by bedroom for the city's metro area, falling back to official HUD Fair Market Rents (FY2026, Oct. 1, 2025 to Sept. 30, 2026, https://www.huduser.gov/portal/datasets/fmr.html) where ACS has no data for that city or bedroom size. Non-US rent remains unconnected in v1.

Tax model

Estimated income tax + employee social contributions. US cities use 2025 federal brackets + state + FICA; UK cities use real PolicyEngine income tax + National Insurance (Scotland's separate bands included); elsewhere an OECD-anchored effective rate. Dublin 40%, Amsterdam 40%. Household: single. Estimate, not a filing model.

Financial math

Compounded net worth from after-tax savings and expected annual returns.

Uncertainty band

The break-even chart's shaded band reruns your numbers ~300 times, nudging investment return, raises, and cost-of-living growth within typical historical swings. It shows a plausible range, not a guarantee, and is seeded from your inputs so it won't change on reload.

Culture & wellbeing

Life expectancy (World Bank) and life satisfaction (Our World in Data) are live, official per-country figures. Languages, English proficiency band, and marriage-equality status are hand-compiled reference facts, not a live feed — verify before relying on them for a legal decision.

Open-Meteo

Live current conditions, 7-day forecast, and current air quality (PM2.5, US AQI) for both city coordinates.

Live city signals

Open-Meteo, weather + air quality

Dublin

Amsterdam

City comparison

RoleDublinAmsterdam
Software Engineer$108K$98K
Product Manager$118K$108K
Data Scientist$105K$96K
UX Designer$92K$86K
Marketing Manager$88K$82K
Financial Analyst$100K$90K

* Salaries are USD equivalents for mid-senior professionals. Local currency compensation may differ.

Cost of living index?

Current
158
New city
142

Amsterdam is approximately 10% cheaper than Dublin.

Dublin — industries

· Tech HQ (Google, Meta, Apple, Microsoft)· Finance· Pharma· Consulting

Amsterdam — industries

· Tech (Booking.com, Adyen)· Finance· Logistics· Creative / Design· Semiconductors (ASML)

Dublin — lifestyle

· English-speaking EU gateway· Severe housing crisis· Friendly and social culture· Rainy but vibrant pub scene

Amsterdam — lifestyle

· Bike-friendly and walkable· English widely spoken· Liberal and international culture· Housing crisis is severe

Run the real decision

The benchmark is only a map. Use your actual offer, spend, household, and risk profile.

Common questions

Is moving from Dublin to Amsterdam worth it financially?

On a benchmark software-engineer offer, moving from Dublin to Amsterdam adds about $1.0K to net worth over 10 years, breaking even in year 1. Your own salary, spending, and household can flip this — run the simulation with your real numbers.

What salary do I need in Amsterdam to make the move break even?

About $96.5K — the benchmark offer of $98.0K clears it by $1.5K.

How does the cost of living in Amsterdam compare to Dublin?

Amsterdam indexes at 142 vs Dublin at 158 (US average = 100), so day-to-day costs are about 10% lower.

How do software engineer salaries compare between Dublin and Amsterdam?

Benchmark software-engineer pay is $98.0K in Amsterdam vs $108.0K in Dublin (USD-equivalent, sourced market medians — see the sources section for provenance).